General FAQs

General FAQs

What is CreditVana?

CreditVana is a credit monitoring and financial wellness platform. We provide access to your free Experian credit report and score (one bureau), as well as premium monitoring across all three bureaus (Experian, Equifax, and TransUnion) for just $3.99/month.

We also offer personalized insights, alerts, and affiliate loan/credit card offers that may help you save money.

Does checking my score with CreditVana hurt my credit?
No. Checking your credit score through CreditVana uses a soft inquiry, which does not impact your credit score.
How often is my credit score updated?
  1. Free Plan: Monthly updates from Experian.
  2. Premium Plan: More frequent updates from all three bureaus.

Is CreditVana a lender?
No. CreditVana does not issue loans or credit cards. Instead, we provide affiliate links to lending partners. If you choose to apply, the lender may pay us a commission.
Can I use CreditVana outside the U.S.?
Currently, CreditVana services are only available to U.S. residents.
 

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